God was lending me as a guide while I was not well and working through me, healing and slowing my recovery from day to day. God is a shield of amour to any human who is in trouble, not well, has financial issues, is trapped in the war zone or needs protection from people who harm. My mind is to stay focused by getting back on track with our health and well-being and stable financial security for our bills, loans, food, petrol for transport and equipment, prescriptions and mortgage with a roof over our heads as we are over sixty years old. We are not rich and do not have high incomes for many years. We budget and oversee our financial spending daily during weeks when prices shot up higher than before.

Under five years, I will turn sixty-five years old; there is a new transition when getting a pair of hearing aids and glasses by whom – the Health Funding or MSD (Ministry of Social Development) Superannuation benefit of one-third payment or full payment but to pay back to MSD. With my other disabilities – Cervical Spine Disc degeneration of my entire right side will become worse, and other health issues will change effect from time to time. My partner does have his ‘disabilties’ as well from his twice several incidents in the past, and he will develop new health issues unexpectedly without warning.
We can not foresee our future, what it will be like for us to live in our homes, what retirement will be like for both of us, how we will live on superannuation benefits, and how we will deal with increasing health issues. We do not have an answer, but we can consider our budget carefully and look after ourselves. We know our Government is making things worse for everyone by breaking too many promises that our country will improve. We have our leadership skills in our blood as we work together as a team to encourage family, friends and staff to learn from us so they will learn and develop their skills to pass on to the next generation. The government staff and MPs could have done better in their leadership roles.




New Zealand and many other countries, such as Australia, the United Kingdom, Europe, and even the USA, are seriously facing their worst economic conditions since COVID-19. The pandemic has led to job cuts, businesses foreclosing or going bankrupt, and a significant rise in homelessness and poverty. This global economic downturn has particularly affected the elderly and disabled, who are struggling to make ends meet and find affordable food and shelter. The Government tried hard to find economic solutions. Still, MPs and the Reserve Bank were made worse by the interest rates, ORC (Official Cash Rate), inflations and many other types of finance, such as funding for non-profit organisations and charities that cut back or reduced staff. Many wealthy and above-average businesses are of no help except to give little help to the communities.
https://www.oneroof.co.nz/news/tony-alexander-what-the-ocr-cut-means-for-house-prices-and-your-mortgage-46380
https://business.scoop.co.nz/2024/10/11/food-prices-increase-1-2-percent-annually/
https://www.worldvision.org.nz/about/media/food-price-spikes-nz-joins-worlds-poorest/


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